Ripple and XRP fundamentals
Quote from radu on March 30, 2026, 10:46 amHey everyone,
I tried to get back to my initial post from back in 2019 or so, but I realized xrpchat.com doesn’t exist any longer.
But I am glad to see that there is still a group of enthusiats who kept this communication venue open.
The reason I came back is that now, a few years later, I have the complete picture of where XRP sits with in this picture of digitalization of finance, what XRP is supposed to do and how will get to do it. Because that’s how it makes us all rich 🙂
Long story short, the cross-border payments isn’t the goal here, it is just the means to the end of using XRP as collateral in trading. And XRP will get liquid enough to do cross-border payments during the crypto bubble that is about to start after CLARITY or after the amendment of the Commodities Exchange Act.
I’ve wanted to share that with the rest of XRP holders so I’ve created a YouTube channel digging deeper into fundamentals. I did a Ripple and XRP competetitive analysis, how a bubble is inevitable and I also took a first sleeve of business (FX Hedging – mentioned by Brad Garlinghouse recently) and what’s the mechanical price floor that business sets. Over the next episodes I’ll treat all the business sleeves and compound a fair price of XRP for serving its market.
I’ve published the first three episodes together because an interested viewer needs to have the entire background when we discuss prices. And I’ve asked two friends to tell me what they think; one of them said the volume is too low, and the other said the volume is just fine – leave it like that. And the one with the volume too low said it is very very technical, while the other one didn’t say anything about that 🙂
Let me know what you guys think.
Hey everyone,
I tried to get back to my initial post from back in 2019 or so, but I realized xrpchat.com doesn’t exist any longer.
But I am glad to see that there is still a group of enthusiats who kept this communication venue open.
The reason I came back is that now, a few years later, I have the complete picture of where XRP sits with in this picture of digitalization of finance, what XRP is supposed to do and how will get to do it. Because that’s how it makes us all rich 🙂
Long story short, the cross-border payments isn’t the goal here, it is just the means to the end of using XRP as collateral in trading. And XRP will get liquid enough to do cross-border payments during the crypto bubble that is about to start after CLARITY or after the amendment of the Commodities Exchange Act.
I’ve wanted to share that with the rest of XRP holders so I’ve created a YouTube channel digging deeper into fundamentals. I did a Ripple and XRP competetitive analysis, how a bubble is inevitable and I also took a first sleeve of business (FX Hedging – mentioned by Brad Garlinghouse recently) and what’s the mechanical price floor that business sets. Over the next episodes I’ll treat all the business sleeves and compound a fair price of XRP for serving its market.
I’ve published the first three episodes together because an interested viewer needs to have the entire background when we discuss prices. And I’ve asked two friends to tell me what they think; one of them said the volume is too low, and the other said the volume is just fine – leave it like that. And the one with the volume too low said it is very very technical, while the other one didn’t say anything about that 🙂
Let me know what you guys think.