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XRPL's "transformative maturity"

When I first heard about Ripple and XRP in 2017 and started accumulating, it was all about disruption of payments.

Little did we know back then what the future has in the pipeline for the XRP Ledger.

h/t to Crypto Eri for sharing this great video:

I need to research MPT.  I believe that setting an interest rate for holding fiat with transfer rules that it only gains interest after X days for Y % APY, resetting if there is a fiat transfer. It would also be interesting to me to set up a demurrage Gold MPT whereas daily, every 24 hours, a very small percent is taken as company revenue.